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Frequently Asked Questions

Online Banking

Online Banking provides access to your account information at our bank anytime, anywhere you have access to a personal computer and Internet, 24 hours a day, seven days a week.

To use the Online Banking Service, you must have at least one deposit or loan account with Wray State Bank, Windsor State Bank, or Brush State Bank, a computer, tablet or mobile device and access to Internet Service. Contact a bank representative to sign up for online banking.

It’s easy to sign up for Online Banking. To get started, just click the link next to the type of account you have: Personal checking, savings, money markets, mortgage, or loans: Go here. Business checking, savings, money markets, or loans: Go here. Personal Credit cards: Go here.
  • Perform account inquiries on checking, savings, certificate and loan accounts
  • Access eStatements
  • View account balances and history
  • Transfer funds between accounts (one-time and recurring transfers)
  • View checks written
  • Make loan payments
  • And more!

Business customers may also be eligible for: ACH Origination.

There is no fee for the general Online Banking Service. Fees for other account-related activities shall be payable in accordance with a Schedule of Fees as established by the Bank. Contact your local branch for Schedule of Fees.

Online Banking is available 24 hours a day, seven days a week, except during maintenance periods or due to an emergency. There may also be times when the Internet is down.

We recommend that you use the most current supported version of your preferred web browser. We require that your Internet browser use 128-bit encryption to ensure your accounts remain safe and private online. Learn more in the Security Center.

Mobile Banking

Consumer Customers:

Search for the TouchBanking App in the Apple App Store®  or on Google Play® and download it on your smartphone or tablet.

The app code is: WSB12345

Note: you must be enrolled in Personal Online Banking in order to use the Touchbanking app.


Third party message, data, and/or internet service provider rates may apply.


Apple® and App Store® are registered trademarks of Apple Inc.


Android™ and Google Play™ and the Google Play logo are trademarks of Google Inc.

Business Customers:

Search for the TouchBanking App in the Apple App Store®  or on Google Play® and download it on your smartphone or tablet.

Note: you must be enrolled in Business Online Banking in order to use the Wray State Bank Business app.


Third party message, data, and/or internet service provider rates may apply.


Apple® and App Store® are registered trademarks of Apple Inc.


Android™ and Google Play™ and the Google Play logo are trademarks of Google Inc.

General Account Information

Routing number: 102102932

To change your address, please call your local branch: 970-332-4111 (Wray), 970-674-1488 (Windsor), 970-840-3090 (Brush)

Yes. We have a notary available at all branches. There is no charge to use this service.

You can order checks by clicking here. Checks may also be ordered over the phone or at the bank.

Please visit your nearest branch or give us a call: 970-332-4111 (Wray), 970-674-1488 (Windsor), 970-840-3090 (Brush)

Credit Cards

Please send your credit card payments to:


Wray State Bank
P.O. Box 2711
Omaha, NE 68103-2711

You can pay your credit card bill online by clicking here.
If you have a credit card that earns rewards, you can access your awards account by clicking here.

Contact Us

Ready to get started? Find a branch near you

If you’re looking for a bank who knows your first name, then you’re in the right place. Our dedicated and friendly staff is ready to discuss your personal banking needs.

Try typing in a simple word or phrase to search for: