
What Is an Overdraft—and How It Can Cost You More Than You Think
What Is an Overdraft—and How It Can Cost You More Than You Think An overdraft happens when you spend more money than you have available
All branches will be closing at 12:00 pm on Friday, July 3, and will be closed all day Saturday, July 4, in observance of the holiday.

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April is Community Banking Month and where you choose to bank matters! Banking local is a simple yet powerful way to support your community.
What differentiates a community bank from other banks? Community banks’ commitment to supporting their local communities through employment, reinvestment and volunteerism. Community banks thrive when their customers and communities do the same, so looking out for the best interest of their customers just comes naturally.
As a local community bank, we see the positive impact of community banking transpire every day. We have the privilege of working with our customers to financially support their dreams by providing lending options that help them buy a home, expand and maintain agricultural operations, pay for a vehicle, or send a child to college. This is all done locally with personalized financial solutions. Whatever it is, we’re there and happy to lend a hand.
At Wray State Bank, Windsor State Bank and Brush State Bank, community banking is who we are. Our local establishments and customers are what makes us passionate to come to work every day. Our employees are your neighbors, and they truly care about the economic and social state of their communities just like you do.
For those of you who aren’t our customers yet, we hope you will stop in at our Wray, Windsor or Brush branch to learn more about banking locally, and how a community bank can help you reach your financial goals and contribute to a more vibrant and sustainable economy in our community. To find your local branch, click here.
We are a proud community bank!

What Is an Overdraft—and How It Can Cost You More Than You Think An overdraft happens when you spend more money than you have available

Spring Clean Your Finances Spring is the season for fresh starts, and that includes your finances. Just like cleaning out closets and organizing your home,