All branches will be closed on Saturday, May 27, and Monday, May 29, in observance of Memorial Day.


Buying or building a home is one of the most exciting and stressful things you can do; however, our experienced mortgage lenders will be with you every step of the way. Looking to refinance instead? Together we’ll find a solution that is right for you.

When it comes to home loans, there is no “one size fits all.” We have a variety of mortgage options available to help you with your home buying needs or refinancing needs:

All credit and loan products are subject to credit approval. Other fees may apply.

Meet our Mortgage Team

Whether you are preparing to purchase your first home, looking to refinance an existing mortgage, or ready to build your dream house, we’re here to support you through the entire process. We value dependable support and friendly service because we know you do too.

Jeff Wingfield, VP, Lender, Wray State Bank

Jeff Wingfield

VP, Lender
Wray State Bank
NMLS #1989567

Amber Hardwick, VP, Lender, Wray State Bank

Amber Hardwick

VP, Lender
Wray State Bank
NMLS #1754843

Paul Campfield, VP, Lender, Wray State Bank

Paul Campfield

VP, Lender
Wray State Bank
NMLS #1649079

Michael McCaffrey

Wray State Bank
NMLS #2430810

Darin Lanckriet, Branch President, Lender, Windsor State Bank

Darin Lanckriet

Branch President, Lender
Windsor State Bank
NMLS #1264288

Jason Luna

Windsor State Bank
NMLS #1368359

Our real estate lending professionals can offer a full range of customized lending solutions to fit your needs. With an easy application process and local decision making, let us help make your dreams a reality.

Why WSB & BSB?

Our customers are valued as individuals, not just a number. We take the time to give our customers the attention they need and we get to know them on a first name basis. Our experienced agriculture lenders are committed to helping our customers make solid financial decisions to help them maintain and grow their operation.

Contact Us

Ready to begin the loan process? Find a branch near you!

If you’re looking for a bank who knows your first name, then you’re in the right place. We have all your banking needs covered.

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