Online and Mobile banking platforms are currently unavailable due to the global CrowdStrike outage. For immediate access to your accounts, please contact Wray: 970-332-4111, Windsor: 970-674-1488 or Brush: 970-840-3090. Please be assured that this does not pose a threat to customer data security.

Free Checking Account

Our Free Checking Account makes banking easier, without all the unnecessary fees - no minimum balance and no monthly fees to worry about.


1eStatements are required for a Free Checking Account. If you do not enroll in eStatements, you will be moved into a Personal Checking Account. See Personal Checking Account details for fee information. 2Overdraft and returned item fees may apply. Bank fees may cause your account to become negative which may cause additional fees. 3Third party message, data, and/or internet service provider rates may apply. Visit a branch for a complete schedule of fees. Debit card provides access to over 32,000 surcharge-free MoneyPass® ATMs

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Get a card that builds your credit and gives perks at the same time.

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