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Please note: The Brush location will be closed on Monday, June 10, from 9 am to 3 pm. Please contact 970-332-4111 for assistance.

Personal Credit Cards

Use Your Card. Get Rewarded.

Choose the credit card you want and shop in-store or online, pay bills, travel locally or abroad, and earn rewards every time you use your credit card.

With multiple cards options, competitive interest rates, and rewards, we have a card to suit everyone’s needs!  All of our cards include:

Mastercard® Zero Liability Protection2

Help protect against unauthorized card purchases.

Mastercard Global Service2
Global assistance, 24/7, for lost or stolen cards, emergency card replacement,
and emergency cash advances.

Mastercard Airport Concierge3
Enhanced travel benefits while traveling.

Mastercard ID Theft Protection2
High-risk transaction monitoring and alerts, and white-glove restoration services.

Priceless® Experiences2
Access to exclusive experiences including dining, concerts. Etc.

For information about the rates, fees, other costs and benefits associated with the use of these cards, visit
https://apply.creditcardservices.com/credit-card?fi=wraystatebank and refer to the disclosures accompanying the credit card applications.

  1. Earn one Rewards Point (1% cash back) for each $1 spent on qualified purchases. The cash redemption value of each Reward Point is $0.01. Fractional Rewards Points will be rounded down to the nearest whole number. For example, if you make a qualifying purchase of $5.65, you will be awarded 5 Rewards Points. Rewards Points do not expire. You must request redemption of Rewards Points to receive cash back as a statement credit. See the uChoose Rewards® Program Terms and Conditions gonow.credit/rewards for redemption instructions and additional information.
  2. Earn one Rewards Point for each $1 spent on qualified purchases. Fractional Rewards Points will be rounded down to the nearest whole number. For example, if you make a qualifying purchase of $5.65, you will be awarded 5 Rewards Points. Rewards Points expire after 3 years from the accrual date. See the uChoose Rewards® Program Terms and Conditions gonow.credit/rewards for redemption instructions and additional information.
  3. Ultimate Card Bonus Points Offer. You will earn 10,000 bonus points if you use your new credit card account to make any combination of Purchase transactions totaling at least $3,000 (exclusive of balance transfers, cash advances, fees, returns and adjustments) that post to your account within 90 days of the account open date. Points expire after three years. Redeem for travel, gift cards, merchandise and more.
  4. Earn one Rewards Point for each $1 spent on qualified purchases. Rewards Points may be redeemed for cash back or other non-cash options. Fractional Rewards Points will be rounded down to the nearest whole number. For cash-back redemptions, each Rewards Point can be redeemed for a $.01 statement credit. For example, if you make a qualifying purchase of $5.65, you will be awarded 5 Rewards Points. Rewards points do not expire. You must request redemption of Rewards Points to receive cash back as a statement credit. See the uChoose Rewards® Program Terms and Conditions gonow.credit/rewards for redemption instructions and additional information.
  5. World Card Bonus Points Offer. You will earn 25,000 bonus points if you use your new credit card account to make any combination of Purchase transactions totaling at least $3,000 (exclusive of balance transfers, cash advances, fees, returns and adjustments) that post to your account within 90 days of the account open date. Rewards Points do not expire and can be redeemed for travel, gift cards, merchandise and more. Cash back via statement credit.
  6. Earn one Rewards Point for each $1 spent on qualified purchases. Rewards Points may be redeemed for cash back or other non-cash options. Fractional Rewards Points will be rounded down to the nearest whole number. For cash-back redemptions, each Rewards Point can be redeemed for a $.01 statement credit. For example, if you make a qualifying purchase of $5.65, you will be awarded 5 Rewards Points. Rewards Points do not expire. You must request redemption of Rewards Points to receive cash back as a statement credit. See the uChoose Rewards® Program Terms and Conditions at gonow.credit/rewards for redemption instructions and additional information.
  7. World Elite Card Bonus Points Offer. You will earn 50,000 bonus points if you use your new credit card account to make any combination of Purchase transactions totaling at least $5,000 (exclusive of balance transfers, cash advances, fees, returns and adjustments) that post to your account within 90 days of the account open date. Rewards points do not expire and can be redeemed for travel, gift cards, merchandise and more. Cash back via statement credit.
  8. Mastercard, Priceless, Mastercard World Elite and the circles design are registered trademarks of Mastercard International Incorporated. Please refer to the Mastercard Guide to Benefits for more information.
  9. For details on Mastercard Airport Concierge visit mastercard.globalairportconcierge.com

These Credit Cards are issued by Fifth Third Bank, National Association. Member FDIC. Credit Cards are subject to credit review and approval.

Online and Mobile Card Management:

Easily and conveniently manage cards and users, view statements, make payments, set controls and alerts, plus much more online or via a mobile device. 

People have different situations and purchasing needs, and financing those needs requires more than a one-size-fits-all approach. We provide financing solutions for personal loans that work for you!

We’re happy to lend you a helping hand to finance your goals.

Contact Us

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