Bank with the people you know.

In 2011, the town of Windsor, Colorado became the home of Wray State Bank’s first branch known as Windsor State Bank. Windsor’s small town feel made it an ideal location to carry out HOTC’s philosophy.

Serving the surrounding communities in Northeastern Colorado led to the opportunity to open a second branch known as Brush State Bank in February 2015.  The Brush location is conveniently located in the Livestock Exchange Building on Highway 34.  Continuing the bank’s tradition of serving farmers, ranchers, and businesses allows HOTC’s vision to provide additional services to those located in the marketplace.

Today, Wray State Bank and its branches, Windsor State Bank and Brush State Bank, take pride in providing exceptional customer service and building trust with our customers. We value ongoing relationships, not just one-time transactions. Whether it’s personal or business needs, our customers and their needs come first. We look forward to working with you!