Please note: The Brush location will be closed on Monday, June 10, from 9 am to 3 pm. Please contact 970-332-4111 for assistance.

Individual Retirement Accounts (IRA)

It's never too early — or too late — to start thinking about retirement.

The sooner you start saving, the more time your money will have to grow. An Individual Retirement Account (IRA) might be the right place for you to start getting more from your hard-earned money.

You can choose any personal CD as your investment vehicle for your IRA; however, the bank offers a special IRA CD with more attractive features.

We offer Traditional IRAs, including SEPs and Roth IRAs
You can also ask us to transfer your current IRA or rollover your 401k from your employer or prior employer to the bank you know and trust.

Traditional IRA

With a Traditional IRA, you can write your contributions off on your taxes. You won’t pay taxes on your savings until you withdraw them during retirement.

Roth IRA

A Roth IRA lets you contribute money that has already been taxed, so when you retire, you’ll be able to keep your savings.


A SEP or a Simplified Employer Plan is an IRA established by an employer on behalf of an employee. A SEP IRA gets all the same great tax benefits as a Traditional IRA.

IRA Brochures

Certain restrictions may apply. There are certain requirements that have to be met to qualify for an IRA and there are also contribution limits. Therefore, it is important to speak with a tax accountant to see which type is beneficial for you.

Visit a branch for a complete schedule of fees.

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