Community Reinvestment Act

Wray State Bank and it’s branches, Windsor State Bank and Brush State Bank, is pleased to provide information for public inspection under the Community Reinvestment Act (CRA). Interested parties can review the data provided and produce hard copy of documents as needed.

Under the CRA, the following information must be maintained in a public file, current as of April 1 of each year.

• A copy of the Bank’s CRA Performance Evaluation and CRA Self-Assessment.
• The bank’s CRA Disclosure.
• A map and tract listing for each assessment area designated by the bank.
• Services available at the bank’s branches.
• Loan to Deposit Ratio.
• The bank’s HMDA Disclosure Statement.