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All branches will be closed Saturday, August 31, and Monday, September 2, 2024, in observance of the federal holiday. Online and mobile banking are available!

Home Equity Loan & Line of Credit

Look no further than your own home.

Find the funding you need to cover major home repairs, a medical emergency, or any other pressing financial need. We can help you turn your home’s equity into cash with a home equity loan or line of credit.

Home Equity Line of Credit (HELOC)

It would be nice to know exactly when you’ll need extra money – but often, life’s expensive moments tend to be unpredictable. That’s why it pays to have a source of funds you can draw on time and time again.

A home equity line of credit (HELOC) is a revolving line of credit, similar to a credit card, but secured by your home. With a HELOC, you can borrow up to your designated limit, but have the flexibility to repay over time.

Home Equity Loan

Whether you’re finishing your basement, furnishing a new home, paying tuition costs or planning a wedding, a Home Equity Loan is an affordable way to get the funds you need.

A Home Equity Loan is a fixed-rate loan that provides cash in a lump sum and has accommodating repayment terms that work uniquely for you.

Not sure which one is right for you? Give one of our lenders a call - we'd be happy to help you discover which option is best for your needs!

All credit and loan products are subject to credit approval. Other fees may apply.

Our real estate lending professionals can offer a full range of customized lending solutions to fit your needs. With an easy application process and local decision making, let us help make your dreams a reality.

Why WSB & BSB?

Our customers are valued as individuals, not just a number. We take the time to give our customers the attention they need and we get to know them on a first name basis. Our employees focus on helping our customers find financial wellness and security through banking relationships.

Contact Us

Ready to begin the loan process? Find a branch near you!

If you’re looking for a bank who knows your first name, then you’re in the right place. Our dedicated and friendly staff is ready to discuss your personal banking needs.

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