¹eStatements are required for a Free Checking Account. If you do not enroll in eStatements, you will be moved into a Personal Checking Account. See Personal Checking Account details for fee information. ²Overdraft and returned item fees may apply. Bank fees may cause your account to become negative which may cause additional fees. ³Third party message, data, and/or internet service provider rates may apply. Visit a branch for a complete schedule of fees. Debit card provides access to over 32,000 surcharge-free MoneyPass® ATMs