All branches will be closing at 12:00 pm on Friday, July 3, and will be closed all day Saturday, July 4, in observance of the holiday.
FDIC-Insured – Backed by the full faith and credit of the U.S. Government
All branches will be closing at 12:00 pm on Friday, July 3, and will be closed all day Saturday, July 4, in observance of the holiday.
FDIC-Insured – Backed by the full faith and credit of the U.S. Government
Term | Wray State Bank |
|---|---|
| 6 Month | 3.19% APY $50,000.00: 3.19% APY $200.00: 3.14% APY |
| 12 Month | 3.44% APY $50,000.00: 3.44% APY $200.00: 3.34% APY |
| 18 Month | 3.24% APY $50,000.00: 3.24% APY $200.00: 3.14% APY |
| 24 Month | 3.24% APY $50,000.00: 3.24% APY $200.00: 3.14% APY |
| 36 Month | 3.24% APY $50,000.00: 3.24% APY $200.00: 3.14% APY |
The above chart shows the minimum balance required to obtain stated annual percentage yield (APY).
The Certificate of Deposit (CD) interest rates and annual percentage yield (APY) are effective as of 2/23/2026. Interest will be compounded quarterly and will be credited to the account quarterly. The APY assumes interest will remain on deposit until maturity. A penalty may be imposed for early withdrawal of funds. Fees may reduce earnings. Automatically renews at maturity. Speak to a banker for details, fees and terms.
Maximize your money’s potential with competitive, tiered interest rates.
A Money Market is a great way to save if you still want access to money when you need it! With a Wray State Bank money market, you can save today, while planning for a secure financial future.
Money Market accounts yield a higher rate of return than traditional savings accounts and are great for keeping money in an account that you’ll need to readily access—keeping it more “liquid.”
Ready to get started? Let’s talk!
If you’re looking for a bank who knows your first name, then you’re in the right place. We have all your banking needs covered.
