All branches will be closing at 12:00 pm on Friday, July 3, and will be closed all day Saturday, July 4, in observance of the holiday.
FDIC-Insured – Backed by the full faith and credit of the U.S. Government
All branches will be closing at 12:00 pm on Friday, July 3, and will be closed all day Saturday, July 4, in observance of the holiday.
FDIC-Insured – Backed by the full faith and credit of the U.S. Government
A Money Market is a great way to save if you still want access to money when you need it! With a Wray State Bank money market, you can save today, while planning for a secure financial future.
Tier | Rate | APY |
|---|---|---|
| $2,500.00 - $19.999.00 | 0.80% | 0.80% |
| $20,000.00 - $44,999.99 | 1.30% | 1.31% |
| $45,000.00 - and over | 1.80% | 1.81% |
The above chart shows the minimum balance required to obtain stated annual percentage yield (APY).
Interest rates and annual percentage yields (APYs) are variable and may change at any time after account is opened. Rates are effective as of 2/23/2026. Interest earned on collected daily balance exceeding $2,500.00; interest is paid monthly. No monthly service charge if average collected daily balance is $2,500.00 or more; otherwise $8 per statement cycle with no interest paid. Interest is paid by compounding to the account on the statement cycle date. Unlimited withdrawals. Fees or withdrawals may reduce earnings. Other fees such as NSF, overdraft and returned item fees, and any other specific fees in place may apply. Fees subject to change. Contact a banker for full terms and details.
Take advantage of our competitive Certificate of Deposit (CD) rates and earn more interest on your savings!
A Certificate of Deposit from WSB and BSB is a safe and smart way to grow your money. Invest in your future with our 6 and 12 month terms.
Our Certificate of Deposits offer a secure and low-risk way to grow your money, with no surprises or hidden fees. Tailored to fit a variety of savings goals, our CDs can help you save for a special trip, a new home, or any unexpected expenses that may arise.
Ready to get started? Let’s talk!
If you’re looking for a bank who knows your first name, then you’re in the right place. We have all your banking needs covered.
